LLC Formation Assistance
We prepare your Articles of Organization and guide you through Florida's filing process step by step.
New Service
Start your business the right way — tax-ready from day one.
Financial Ace 1040 helps entrepreneurs form their LLC, secure an EIN, open the right accounts, and build a tax foundation before the first dollar of revenue comes in.
Not a law firm. We handle the tax and financial setup — you file directly with the state.
What We Help With
Everything you need to open for business.
Each piece of your business foundation matters — and they all connect to how you'll file and pay taxes. We set up each one correctly from the start.
EIN Application
We walk you through applying for your Employer Identification Number directly from the IRS — at no IRS cost.
Business Bank Account Setup
Guidance on what to bring and which account types to open to keep personal and business finances separate.
Operating Agreement Template
A customizable operating agreement that outlines ownership, roles, and how your LLC is managed.
Registered Agent Guidance
We explain registered agent requirements and help you choose the right option for your business.
S-Corp Election (Form 2553)
If your income qualifies, we prepare Form 2553 to potentially reduce your self-employment tax burden.
First-Year Tax Planning
A focused session on estimated quarterly taxes, deductions to track, and how to structure your finances from day one.
Business Expense Tracking Setup
We set up your expense categories, mileage logs, and recordkeeping habits before things get complicated.
How It Works
Three steps from idea to open for business.
01
Book a Business Setup Consultation
Schedule a free call to tell us about your business idea, structure, and goals. We figure out exactly what you need.
02
We Prepare Your Formation Package
We organize your documents, prepare your Articles of Organization, apply for your EIN, and draft your operating agreement.
03
Launch Tax-Ready
You start with proper structure, separate accounts, a tax plan, and a clear picture of what your first year looks like.
Packages
Pick the setup that fits where you are.
Starter
$199
For sole proprietors getting off the ground
- EIN application walkthrough
- Business bank account guidance
- Basic first-year tax consultation
- Expense category setup
No LLC filing included
Most Popular
Standard
$349
Most popular for new LLCs
- Everything in Starter
- LLC Articles of Organization preparation
- Operating agreement template
- Registered agent guidance
- Quarterly estimated tax calculation
+ $125 Florida state filing fees
Premium
$599
Full setup for growth-focused owners
- Everything in Standard
- S-Corp election (Form 2553) preparation
- Full first-year tax planning session
- Quarterly estimated tax schedule
- Business expense tracking setup
- Priority turnaround
+ $125 Florida state filing fees
All packages are one-time fees. Ongoing tax preparation and planning billed separately. State filing fees are paid directly to the state — not to Financial Ace 1040.
FAQ
Business formation questions, answered.
Do I need an LLC to start a business?
You can operate as a sole proprietor without an LLC, but forming one separates your personal assets from business liabilities and can offer tax advantages. Many self-employed professionals find it worth the cost early on.
How much does it cost to form an LLC in Florida?
Florida charges $100 for Articles of Organization plus $25 for a registered agent — $125 in state fees total. These are paid directly to the State of Florida and are not included in our service fee.
Can Financial Ace 1040 file my LLC paperwork directly with the state?
Financial Ace 1040 is not a law firm and does not provide legal representation. We assist with preparing and organizing your formation documents. You submit them to the state, or we walk you through the process.
What is an EIN and do I need one?
An EIN is your business's federal tax ID. You'll need it to open a business bank account, hire employees, and file business tax returns. EINs are free directly from the IRS at irs.gov.
When should I consider an S-Corp election?
An S-Corp election can reduce self-employment tax once your business is consistently profitable — commonly when net income exceeds $50,000–$60,000 per year. We review your specific numbers during consultation.
Are EINs really free?
Yes. The IRS issues EINs at no cost at irs.gov/ein. Some third-party sites charge a fee to apply on your behalf. Our package includes walking you through the application, but the EIN itself is free.
Ready to Launch?
Book your free business setup consultation.
We review your business idea, recommend the right structure, and map out a clear path to getting you open, legal, and tax-ready.
Disclaimer: Financial Ace 1040 LLC is a PTIN-registered tax preparation firm — not a law firm, attorney, or licensed legal service provider. We do not provide legal advice, legal representation, or attorney services of any kind. Business formation assistance consists of document preparation guidance and general tax advisory services only. You are responsible for reviewing and submitting all documents to the appropriate state agency. EINs are issued by the IRS at no charge at irs.gov/ein. State filing fees (e.g., $125 for Florida LLC formation) are paid directly to the state and are not included in our service fee. Consult a licensed attorney for legal advice specific to your situation.